Silver in horses affects areas that would otherwise be black, changing the color from black to gray or brown. It has it’s greatest effect on a horse’s mane and tail. In horses that are heavily affected the mane and tail can be almost completely white or silver. If the horse also has feathers (the hairs on the horse's pastern), the feathers will be affected to the same extent as the mane and tail.
Like Dun, Champagne horses have certain characteristics that can be used to identify them as Champagne. This are light eyes (usually amber), pink skin that is mottled or freckled, and a diluted body color. When identifying Champagne horses all three of these characteristics must be present. Light eyes, speckled skin, or dilute body color (even two out of three) can be present in a horse who is not Champagne.
Palomino is ideally a bright gold with a white mane and tail. However, expression can vary from almost white to a dark chocolate. The mane and tail will be white although darker hairs are sometimes present. In vary rare cases a palomino can be unusually dark with an almost black body and many dark hairs in the mane and tail. There are however, very few of these exceptionally